Dear Clients and Friends, According to Earthday.org, the theme for Earth Day 2026 is “Our Power, Our Planet,” which emphasizes the collective responsibility we share to create and maintain an environmentally sustainable world. We'd like to spotlight a charity near and dear to our clients, Judy and David: The Wood River Land Trust in Hailey, Idaho. With the help of people like Judy and David, over the last thirty-plus years the Trust has preserved more than 27,000 acres of lan

Dear Clients and Friends, Over the past few years, the retirement planning industry has gone through significant changes in terms of legislation (apologies in advance for all the acronyms!). The CARES Act was passed in 2020, followed by SECURE 2.0 in late 2022. And who could forget the behemoth OBBBA that was passed on the 4th of July last year? One of the major hallmarks of SECURE 2.0 has already kicked in and created some confusion for the masses, especially for folks aged

Dear Clients and Friends, As 2025 wraps up (no pun intended), we wanted to share something comical for this year’s last Weekend Reading. For the past 42 years, PNC Bank has kept tabs on the cost of each of the gifts given in the song “The Twelve Days of Christmas.” Spreading the holiday joy in 2025 cost 4.4% more compared to 2024. The main drivers of the increase were Five Gold Rings and a Partridge in a Pear Tree! See below for a whimsical chuckle. The PNC Christmas Price In

Dear Clients and Friends, The famous Warren Buffett once said, “The first rule of an investment is: never lose money. Rule number two: never forget rule number one.” Though I strongly believe in the legendary investor’s cardinal rules, the reality is that people do lose money sometimes. Market dynamics constantly change, investment theses sometimes don’t pan out, and behavioral biases play Jedi mind tricks. I wish I could say I’ve never lost money on an investment, but I can’

Nothing beats giving a great gift - except for giving a great gift that also helps others.